Looking for a Loan? Explore Your Options.

Find a path forward with personalized loan-option guidance and credit support designed around your financial goals.

Grow My Credit is not a lender. Loan decisions, rates and approvals come from participating lenders, and offers may not be available to everyone.

Choose your goal

Pick the option that fits where you are right now.

Explore Loan Options

Learn about potential financing options through participating lenders.

Explore loan options →

Improve My Credit

Personalized guidance to help you work toward better credit.

Improve my credit →

Understand My Credit Report

Get help reviewing your credit report and understanding possible next steps.

How it works

Three simple steps from your first question to a plan.

1

Tell Us About Your Goal

Answer a short set of questions about what you need.

2

Explore Your Next Steps

Depending on the service available, you may be directed to a participating lender-matching partner or receive information about credit guidance.

3

Move Forward With a Plan

Review any available third-party lender offers, if provided, or explore personalized credit education and guidance.

Submitting an assessment does not guarantee a loan offer or approval.

Trust and transparency

We want you to know exactly how this works before you start: what we do, what we don’t, and who decides what.

Grow My Credit provides credit education, report reviews and personalized guidance.

If a lender partner compensates us for a referral, we will tell you before you continue.

You can review pricing and service terms before you buy, and we only charge you with your explicit authorization.

Paid credit guidance is separate from any third-party loan application, unless we clearly tell you otherwise.

We are not a lender. Third-party lenders independently decide eligibility, rates and loan terms, and offers may not be available to everyone.

Free options exist, and we will point you to them. You can request your own credit report from Equifax Canada and TransUnion Canada at no cost, and non-profit credit counselling is available.